Collins Custom Coverage Comparison

Homeowners Proposal Opt 1

DWELLING: $1050000
SEP STRUCTURES: $105000
PERSONAL PROP: $735000
LOSS OF USE: $210000
LIABILITY: $300000
MEDICAL:$5000
EARTHQUAKE: $620
Ded: 5%
IDENTITY RECOVERY: NO
WATER BACKUP: YES
MOLD: YES
HO5 Coverage: YES
EXTENDED REPLACEMENT: 125%
DEDUCTIBLE $2500

Total ANNUAL cost: $1412.27

Total cost with earthquake: $2032.27

vs.

Homeowners Proposal Opt 2

DWELLING: $1050000
SEP STRUCTURES: $105000
PERSONAL PROP: $735000
LOSS OF USE: $210000
LIABILITY: $300000
MEDICAL:$5000
EARTHQUAKE: $620
Ded: 5%
IDENTITY RECOVERY: NO
WATER BACKUP: YES
MOLD: YES
HO5 Coverage: YES
EXTENDED REPLACEMENT: Guaranteed
DEDUCTIBLE $1000
Water Seepage: Yes
Service Line: Yes

Total ANNUAL cost: $1838.39

Total cost with earthquake: $2458.39

★★★★★